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NAPEO’s Support of the Small Business Efficiency Act

February 2, 2012

On Monday, January 23, 2012, the National Association of Professional Employer Organizations (NAPEO) President Patrick J. Cleary participated in a conference call with the President of the United States, Barack Obama and Director of the National Economic Council, Gene Sperling. During the call they discussed issues vital to the small business market, which Obama has recognized is the backbone of the American economy.

Photo Courtesy of thephotoholic/



In a follow-up letter, Cleary stressed the importance of the Small Business Efficiency Act, which, if passed, would benefit Professional Employer Organizations (PEOs) and their clients. Clearly also outlined some of the strengths of PEOs and the services they offer to small businesses.




The following are some of the points Cleary outlined in his letter to President Obama:


  • PEOs provide enhanced access to healthcare for as many as 4 to 6 million people
  • PEOs allow their small business clients to offer benefits on par with their large-employer counterparts
  • By handling issues of compliance, payroll and benefits, PEOs allow small businesses to focus on their core mission and growth
  • Almost 15% of all private-sector employees in the state of Florida are employed by PEOs
  • While the Small Business Administration estimates that workers at small businesses with access to 401(k) plans dropped from 28% to just 19%, an estimated 95% of workers in PEO arrangements have access to pension plans
  • PEOs are popular in many of the industries that you have become a national priority, including tourism, construction and manufacturing
  • Some 38 states have adopted some form of NAPEO’s model legislation, sanctioning the PEO model in their states.

FrankCrum Hosts the Annual Martinis and Matisse Fundraiser

January 30, 2012

Over 750 people mixed and mingled in the FrankCrum Courtyard on January 21, 2012 for the annual Martinis and Matisse fundraiser. Over $160,000 was raised at this event for the Clearwater Free clinic. Attendees sipped Bonefish’s signature martinis and sampled specialties from a dozen area restaurants while perusing over 125 pieces donated by local artists.

FrankCrum Courtyard- Martinis and Matisse

 Since 2007, Frank Crum, Jr. has opened the doors of his nearly 130,000 square-foot facility to host this event.  The FrankCrum building, which takes up a whole city block in downtown Clearwater, seems a natural venue for a fundraiser centered around art. It boasts beautifully sculpted fountains designed by famed Crystal Beach artist Hal Stowers, and a 16-ton, solid granite ball that constantly revolves on a thin sheet of water.  Throw in magnificent pieces by local artists and a giant lighted martini glass hanging between palm trees in the courtyard and you could easily think you’d been transported to a ritzy gallery opening.

“The facility lends itself perfectly to this event,” said Jeannie Shapiro, the executive director of the Clearwater Free Clinic. “The building is already so magnificent- everything fits perfectly. We love being here.”

Crum, who does not ordinarily open his 14-acre property to the public, makes only one exception every year. “I believe in this organization,” said Crum. “They provide a much needed service in the Clearwater area and I want to support them in any way that I can.”

The clinic, opened in 1977, provides low-cost health care for the uninsured in the Bay Area and is funded entirely without government assistance. In 2011, the Clearwater Free Clinic provided over 14,000 office visits and 33,000 courses of medication. Martinis and Matisse raised approximately $160,000 this year, which will cover less than 20% of the clinic’s yearly operating budget. Susan Murbach, a Clearwater Free Clinic Board Member also served as the 2012 Martinis & Matisse Chairwoman along with Honorary Chairs, Bob and Lesa Boos.

In a traditional auction, a piece is awarded to the highest bidder. At Martinis and Matisse, however, winning takes equal parts interest and luck. It is a Chinese raffle, so rather than actively bidding, participants slip tickets into oversized martini glass located beside each piece.  Attendees are given 5 art tickets upon arriving and are given the opportunity to purchase more if they choose.  There is no limit to the number of tickets each person can purchase, so the more tickets you place in the glass, the better chance you have of walking away with your piece at end of the night.

“There is an element of excitement to the night,” Shapiro says. “I think everyone loves the thrill that goes along with winning.”

“I never win anything,” said attendee, Alice Kourchenko, as she posed with her newly acquired painting Manatee Family, by Elaine McCormick. “This is so exciting!”

 “Straight Up” tickets, available for $175, included 5 lottery opportunities to win; “Shaken, Not Stirred” tickets went for $250 and included an extra lottery opportunity for a pair of diamond earrings donated by the International Diamond Center. The event sold out over a week before the event.

Restaurant participants included: Guppys, Greektowne Grille, En Garde Catering, Stakeout Grill, Incredible Edible the BayStar Restaurant Group, Bonefish Grill, Clear Sky Beachside Café, Angie Que’s Cupcakes, Carrabba’s and Besa Grill.

Visit the Clearwater Free Clinic website for more information on the impact they are making on the Tampa Bay Area.

Frank Crum Awarded Clearwater Key to the City

January 17, 2012

Clearwater Key to the City

Frank Winston Crum, Jr., president of FrankCrum, was awarded the Key to the City by Clearwater Mayor Frank Hibbard last month at a ceremony Crum organized to recognize his employee’s anniversaries with his company. The timing of the mayor’s visit was arranged by human resource director David Peasall and took Crum completely by surprise.

“The key to the city is more about our team of employees and the culture we encourage here than it is about me,” Crum said Tuesday. “I was honored for Mayor Hibbard to have presented me with this recognition because no one would give a key to someone who had not proven themselves trustworthy.    

Bestowing a Key to the City is an honor that dates back to medieval times when a city’s walls were locked and guarded. Granting someone the key to the city enabled them to come and go at will, recognizing them as a trusted friend and ally. These days, while purely symbolic, presenting someone with a key to the city signifies the highest honor and respect of a member of the community.

The presentation of the Key to the City is a longstanding tradition in Clearwater. Recipients are chosen by the mayor based on extraordinary contributions to the community over an extended period of time.

“Frank Crum has grown his business and made tremendous contributions to local not-for-profit organizations during the past 30 years,” said Mayor Hibbard. “He was given the key to the city because of his dedication to the city of Clearwater and the local community.”


Anyone familiar with downtown Clearwater has likely seen the impressive headquarters building located on the corner of Missouri and Cleveland. It is complete with four-foot silver letters bearing the name FrankCrum, and an impressive, sculpted fountain by Crystal Beach artist Hal Stowers.  Since 1981, Crum has run a successful human resources company, specializing in staffing, insurance and outsourced human resource solutions.

FrankCrum Key to the City

Mayor Frank Hibbard presenting the Key to the City to Frank Crum

Crum’s community involvement is far reaching, but the organization he holds closest to his heart is Trinity Café. Crum sits on the board of this association whose mission is to “restore a sense of dignity to the homeless and hungry while serving a nutritious meal.” All of the meals are served on real place settings by a volunteer wait staff, so patrons don’t have to stand in a line as they do in most free kitchens. Every year, Crum organizes a charity golf tournament to raise funds for Trinity Café. He also encourages his corporate employees to donate $1 per paycheck to the organization in exchange for wearing jeans to work on Fridays.  

Crum is also involved in fundraising for the Clearwater Free Clinic, and opens up his corporate office for their annual Martinis and Matisse fundraiser.

Mayor Frank Hibbard with Haley, Frank and Matt Crum

Frank Crum Key to the City

Children’s Holiday Party

January 10, 2012

Every year FrankCrum celebrates families by hosting a children-geared holiday party, complete with a visit from Santa. Pictures from this year’s party are now available on the FrankCrum Facebook Fan Page. “Like” us today to view all of the pictures!

Santa Party, FrankCrum

Santa Party, FrankCrum

Santa Party, FrankCrum

Santa Party, FrankCrum

Santa Party, FrankCrum

Santa Party, FrankCrum, Tilly

Santa Party, FrankCrum

FrankCrum in the News

January 4, 2012

Vice President of Sales, T. Mike Oddo was recently quoted in the Tampa Bay Business Journal in an article discussing the decline in popularity of corporate holiday parties.

Events, like holiday parties, are a great way to improve employee morale. Helping them get to know their teams on a personal level is crucial for service provider companies because, at the end of the day, your employees are essentially the product you deliver.

– Mike Oddo, VP Sales


Click Here to read the full article on the Tampa Bay Business Journal.  

Mike Oddo Quote TBBJ


Below are a few of the highlights of the 2011 FrankCrum Holiday Party:

FrankCrum Anniversary/ Holiday Party FrankCrum Holiday Party

FrankCrum Anniversary/ Holiday Party

FrankCrum Anniversary/ Holiday Party

FrankCrum Anniversary/ Holiday Party

FrankCrum Holiday Party

FrankCrum Holiday Party

For more pictures from the FrankCrum Annual Holiday Party, please “like” us on Facebook.

See First-Hand the Services a PEO, Like FrankCrum, Can Provide for You

December 29, 2011

Watch FrankCrum on YouTube:

Click here to be taken to FrankCrum's Video on YouTube


We Provide Comprehensive, Affordable  HR Administrative Services, Including:


Payroll Administration:

  • Customized Solutions Based on Needs
  • Employee Pay
  • Paycheck Printing
  • W-2’s
  • Tax Withholding
  • Quarterly Taxes
  • 940 and 941 Reports
  • Garnishments
  • Track Sick Time
  • Track Vacation Time

Workers’ Compensation

  • Nationwide Coverage
  • Risk Management
  • OSHA Compliance
  • No Down Payment, Pay-As-You-Go Plans
  • Handle Claims
  • Inspections
  • Safety Programs and Manuals
  • Coordinate Medical Care for Employees
  • Return to Work Programs

HR Solutions

  • Employee Handbooks
  • Training Materials
  • Reference Materials
  • Employment Verification
  • Reduce Turnover Rate
  • Termination Process


  • Tax Filing
  • Manage Claims
  • Telephone Hearings


  • Attract and Retain Quality Employees with Competitive Benefits
  • Negotiate Rates
  • Health and Dental Plan
  • Vision Plan
  • Long & Short Term Disability
  • 125 Plan
  • 401(k) Retirement
  • Employee Questions

Florida Unemployment Taxes Increasing in 2012

December 28, 2011

The unemployment rate might be slowly on the way down, but unemployment taxes continue to soar. Taxes are up 1.2% since 2009. Florida employers will pay a minimum of 2.02% on the first $8,500.00 of taxable income per employee in state unemployment taxes in 2012. This percentage was only .12% as recently as 2009. It has steadily risen as the unemployment rate has more than tripled over the past 5 years.


 In addition, Florida’s federal unemployment taxes are increasing to an unprecedented 1.2% in 2012, up .3% from last year. This means that Florida employers will be paying a minimum of 3.22% on the taxable income of each employee up to the respective limits.


Until 2009, Florida was always able to pay all unemployment claims from the Unemployment Compensation Trust Fund, the balance of which was maintained by employer taxes. However, as the unemployment rate skyrocketed over the past few years, the balance of this fund fell to zero and Florida had to turn to the federal government to pay its unemployment claims. As of December, 2011, Florida has borrowed over $1.7 billion to pay unemployment benefits.


Part of the dramatic increase in unemployment taxes is that federal law dictates that when a state’s unemployment trust fund loan has been outstanding for two consecutive years they are subject to an increase in federal unemployment taxesthrough a credit reduction.

Photo Courtesy of Jannoon028


Every year that Florida’s loan remains unpaid this tax will continue to be increased by .3%. In an effort to pay off the balance of this loan, we are seeing an increase in our state unemployment taxes as well.






Although there is nothing employers can do to escape high unemployment taxes, there are things that you can do to cut down on unemployment claims, and therefore lower Florida’s unemployment rate. According to unemployment insurance experts nearly ten percent of our state’s unemployment claims are fraudulent.


Rich Gibaldi, a pricing specialist supervisor at FrankCrum suggests a few simple steps that employers should take to minimize mishandled unemployment claims. Make sure that you keep record and documentation of employee issues Gibaldi recommends. This will assist in when establishing cause for termination. In addition, proper use of job descriptions and performance appraisals are also helpful in placing the right candidate in a position and helping them to succeed.


“If you think an unemployment claim is fraudulent- challenge it,” says Gibaldi.


 Another solution for cutting down on unemployment costs is to partner with a Professional Employer Organization like FrankCrum. A PEO acts on behalf of the employer and assists by managing HR Administrative Services. Additionally, working with a PEO helps to minimize your unemployment claims by developing proper job descriptions, managing claims, conducting investigations and holding telephone hearings.